E-Business
Nigeria Needs Cyber security Office for Effective Coordination – Makatiani
William Makatiani, managing director, Serianu, recently visited Nigeria and spoke to chike Onwuegbuchi on cyber security issues
Africa is playing catch-up in cyber security
We are not prepared in Africa. The problem we have in Africa is that, we like to do easy things fast. Easy thing means deploy technology, some vendors will come and tell you this thing works in the US, put it in place and we put it in-place. The problem with that is you never get to look at security.
Security is complicated because there is local aspect around securing systems, most of our fraudsters live here, most of the banks that lose money are in Nigeria, in Ghana, in Kenya among others and those that perpetrate these frauds are within those environments. There is no way somebody will come from the US and secure it, that is the hard work. We need somebody to understand how these people are doing it.
Only locals can do it, those are the difficult things, implementation of the system is easier and those are the things we are focusing on.
When it comes to preparation we are not ready because we don’t have enough skills. Secondly, we are not ready because we are not collaborating. If you are Bank A and I’m Bank B, if you get compromised you keep quiet if it is insured you go get compensated and you will not tell Bank B and Bank B will get hit, it really empowering the hackers now they know they can get away with all these attacks.
Third issue is Malware- malicious software. We are not training our people well enough. You get an employee, an assistant to the chief executive officer, the CEO tells his assist if you get an email click on it, print it for me let me see what it is. Now, they are clicking on malicious links. Immediately they click they get Ransonware and get compromised and Ransonware takes over the network as you are looking at that our curriculum in the universities are old.
There is no single individual that can come from our traditional university that will be able to get into cyber security field without additional preparation.
We have those gaps. When you think of where we are headed and we need to ask ourselves how do we address it?
Our board members does not understand technology, if you tell them about the safe, that somebody is getting into the safe they will understand, but the safe is no longer save. The database is the new safe, if a board member cannot understand that Oracle database is the new safe there is pretty much they can be able to secure, so if I tell them I want to secure Oracle database, they will say last year we bought a router this year we have bought a firewall why are we buying something new? They will say no, but the padlock we bought for the safe last year was good but has gone out of the market we need a new padlock, that padlock will cover our database which is Oracle. This is the language we need to get to our board members.
The language technical people are taking to board members and senior managers is out dated, you cannot talk technology to somebody who spend his time playing golf or somebody who spends his time looking at financial statements you need to come up with something that is comparative.
From a typical corporate perspective the question is how do we change? If you come to global cyber security problem you have three steps.
First is, understanding what is happening; second is attributing it to an individual and third is how do we stop that individual?
In understanding in Africa, we are trying our best but we are 20 per cent, this has to do with deploying of technology to understand what is going on in the network. When it comes to attribution we are poor just 2 per cent , there is no single attack that has be successful being attributed very few, because these individuals came out and say it happened like this or this is what led to this or that.
If it comes to attribution of attacks happening in different countries in Africa it is not easy to attribute it to somebody, attribution is a challenge.
Deterrent requires law enforcement and it is where we are really struggling. Law enforcement agents are not working together you find judiciary, national intelligence or Army, they don’t know how to coordinate this issue of cyber security so that they can be able to attribute most of the bigger attacks to somebody. That is the biggest cyber security problem and that is where we are facing challenge.
Issues of lack of collaboration
The reason why there isn’t much collaboration is because of fear. For instance, with the private sector such as banks there is this fear that customers will run away, we don’t want people to know they have stolen from me, it is an African problem. Africans we don’t want sharing our things in public.
We have to move beyond where we are and only regulation will force people to talk to each other. If you get compromised, it is okay. It is normal let us know so that we allow other people to learn from that experience. That is the key.
Most of these law enforcement officials don’t coordinate because some of them don’t know. We also need to be very clear in terms of who is responsible for what, if you are an investigation agency, we need to know where you start and where you stop. If you are in national intelligence services, you need to help us develop intelligence on why banks are getting attacked, who is attacking and who is benefit from these money that is where you start and ones you get it you empower the police who are going out to investigate some of these crimes so that they can be able to be addressed.
If you are in the army you need to have intelligence to know if it is a state problem, if the hackers are coming from Ghana, Ukrane, Ruwanda or Kenya, you need to look at that and say how do we coordinate this? And then empower the prosecution and the judges so that they can make a clear case of what is going on when and how. That is the type of collaboration we need.
Impact of different regulatory agencies in the fight against cyber crime
If you have a cyber-security office which in Nigeria is lacking, this will have an incumbent who is responsible for cyber security policy in the country like we are seeing in the UK, South Africa among others, where you have office of the cyber security incumbent who could coordinate all these issues.
It can become a problem if it is political, he can’t do much. That is why it is allowed to run just like Attorney general.
The biggest problem with cyber security office depends on where it sits. For countries where it is located in the judiciary it works very well, because the whole idea is to be able to oppressionalize the security laws and if it is located under the attorney general it works very well. If you move it into ICT ministry it fails, if you move it into NIS or national security Agency it fails.
Cyber security law
Cyber security changes very fast, four years ago we didn’t know about Ransomeware, we didn’t know about cryptomining, cryptomining is a biggest thing now. What we see across the world is instead of us to focus on technology, we focus on particulars of crimes which means at the end of the day it is fraud, unauthorised access, there is sabotage and those were the results of somebody coming in and compromising in an environment.
Most of our laws are copy and paste especially from Malaysia, Singerpole. We copy our laws from those countries across Africa and if you look at the laws we have in place, they focus a lot on tools and techniques and that is what is out-dated.
The tools, techniques and processes of attacking have changed. We have to change from focusing so much on tools, techniques and processes and focus on fraud say somebody did A,B,C,D whichever way they did it, it is still a fraud.
Criminals 100 years ago were interested in stealing money, information about you, interested in making sure you don’t move, it is the same thing today. Criminal are interested in stealing money from banks, making sure you don’t provide service, interested in stealing Intellectual Property (IP) or private data. In terms of motive they have not changed, intentions have not changed and therefore we have to build flexible laws that address motives, intensions and the principles of what the laws are trying to achieve to deter.
Building Cyber security Skills in Organisations to Fight Cyber-attacks
If I were an ambitious leader, I will cancel quite a number of technology programmes in our curriculum, they are wasting time. Get in touch with the industry, get some professional from other countries, look at the areas of artificial intelligent, analytics, look at the areas of cyber security build practical programmes.
Start with forcing graduates to do one to two year programme where they learn practical, set up research foundations behind these new technologies, because if you don’t do it now, even smaller countries like Rwanda, Botswana Mauritius will be more powerful than bigger countries like even South Africa, Nigeria. In some of these areas, the problem is to start early.
Number one thing is to change the curriculum, the curriculum we have now is useless. Yes, it builds the people to the level where you can convert them, but it doesn’t build the curiosity to continue building your capability into analytics crypto. If you look at the curriculums of those in the United States, UK and Europe even Rwanda and Mauritius you now see the embedding of these new technologies and new media. First of all you have to start with that.
Number two, it is unfortunate the tools most of the professional we have in the market place are bringing are out-dated. The days of sitting somewhere looking at risk on huge template are gone, if you are going to lose money you lose money through the payment system, through a card or fund and risks starts there. And you fall back who is likely to do it? That has changed, now employees need to change, they don’t need to sit down in class, but they need to look at what they are doing, what is changing in the industry and then retrain in terms of approach.
E-Business
Data Commission, NAICOM Partner to Safeguard Data in Insurance Industry
Nigerian Data Protection Commission (NDPC) and National Insurance Commission (NAICOM) have signed a Memorandum of Understanding (MoU) to protect data pilfering in the insurance industry.
The agreement was finalised on Friday and aims to address critical concerns around data privacy and ensure that the insurance sector complies with global best practices in data management.
Some of the objectives of a MoU include training and capacity building to enhance awareness and skills in data protection, setting up specialized clinics to address data protection concerns and provide guidance; conducting compliance activities by regularly, monitoring and enforcing compliance with data protection regulations and educating insurance companies on the importance of data protection and the benefits of adhering to best practices.
Mr Olusegun Ayo Omosehin, commissioner for Insurance/ chief executive officer, NAICOM, said, “The collaboration marks a significant milestone in safeguarding the personal data of insurance policyholders and promoting trust in the insurance sector”.
To ensure the effective implementation of the Memorandum of Understanding (MoU), an Implementation Committee will be established.
This committee will comprise representatives from the 2 agencies, as well as other key industry associations, including the Nigerian Insurers Association (NIA) and the Nigerian Council of Registered Insurance Brokers (NCRIB).
The committee’s primary responsibility will be to monitor progress, provide guidance, and facilitate collaboration among stakeholders to guarantee the successful execution of the MoU.
Officials from both NAICOM and NDPC have expressed confidence in the partnership’s potential to strengthen data privacy frameworks within the insurance sector.
They noted that the initiative would boost public confidence, enhance compliance, and position the sector for greater innovation and credibility.
This collaboration is expected to pave the way for a more secure and trustworthy insurance landscape in Nigeria, ensuring the protection of personal data while fostering the industry’s growth.
E-Business
NDPC to Begin Prosecution of Data Privacy Offenders from 2025
Nigeria Data Protection Commission (NDPC) will start prosecuting data privacy offenders from the beginning of 2025, according to Babatunde Bamigboye, head of the Legal Enforcement and Regulation Department of the commission.
This move is part of its efforts to enforce regulations and promote responsible data handling in Nigeria.
Bamigboye, disclosed this during a one-day cybersecurity awareness campaign with the theme “Utilising AI-Powered Services for Proactive Cybersecurity” in Abuja.
The event was organised by SOPHOS UK in collaboration with SPOKES Network and Net-Trix Solutions to foster networking with industry experts on how AI is shaping the future of cybersecurity.
Bamigboye explained that, due to the significant implications of data privacy breaches in Nigeria, the commission has embarked on awareness programmes to educate individuals on their data protection rights and inform data processors and controllers of their obligations.
To this end, he announced that beginning next year, the commission would prosecute any data controllers or processors found in breach of the law.
“At this moment, we have investigated quite a number of cases, and in terms of prosecution—as you know, as a lawyer, this means going to court—but we haven’t taken any matters to court yet.
“This is the formative stage; we understand the implications for the country as a whole. And usually, when you talk about prosecution, it also involves some criminal activities. So, at this moment, our focus has been on creating awareness.
“But from next year, we will step up enforcement in this area. What we have done so far is to take remedial actions against certain data controllers and processors who defaulted under the Act,” he noted.
He assured investors that Nigeria’s cyberspace is secure for digital transactions.
“Nigerian cyberspace is safe; otherwise, we wouldn’t be experiencing the smooth flow of digital transactions in Nigeria. It is safe but not without threats, and we are doing our best as a country to combat these threats.”
Christopher Odutola, a sales engineer at SOPHOS UK, noted in his presentation that 100% cybersecurity cannot be guaranteed, hence the need for proactive measures.
“A lot of people will come to you and say, ‘We can give you 99.9% or 100% cybersecurity.’ It’s not true.
“Nobody can provide 100% security anywhere in the world. What they can do, as I mentioned earlier, is reduce the risk for you. However, determining the extent of risk reduction is difficult.
“It’s impossible to eliminate 100% of risks anywhere in the world. What we provide is what we call a cybersecurity breach protection warranty. This warranty covers incidents such as data breaches or ransomware attacks. For instance, if you lose your files while we manage your SOC as a service, we will reimburse up to one million dollars in response costs.”
Odutola further stressed the importance of organisations reducing cyber threat risks to secure cyberspace.
“There are risks to businesses, risks from downtime, attackers, scammers, and the rest, trying to infiltrate networks.
“The risk is always high. As cybersecurity professionals, we are doing as much as possible to reduce these risks.
“The various security controls we implement—antivirus software, firewalls, email security, cloud security, network security, and others—are aimed at reducing risks. We must focus on minimising risks. For instance, we currently see risks originating from third-party suppliers and vendors.”
According to him, “We have a process called risk assessment, which helps to evaluate vendors to ensure they do not introduce risks into our environment. This is why these security controls are crucial.
“We have them in place. It’s equally important to involve senior management in the discussion, as this is often where the gap lies. Unfortunately, cybersecurity is often perceived as a cost centre.”
Harrison Oloye, chief executive officer (CEO) of Net-Trix Solutions, said the event aimed to raise awareness about cyber threats and equip users to manage potential attacks.
“What we did, as Net-Trix Solutions Limited in conjunction with Spokes Network, is to create awareness and educate the public and private sectors on how to use Artificial Intelligence (AI) to combat cyber threats.”
Speaking further on achievements in creating awareness, he said: “As part of our Corporate Social Responsibility (CSR), we educate and train as many people as possible on the dangers of cyber threats and cyber-related crimes.”
Ms. Sifon Ufot, head of Business at SPOKES Network, emphasised the need to take proactive measures against cyber threats.
“We need to stay cyber-safe because hackers working behind the scenes are not joking—they work 24/7. For us, staying proactive is essential. With the help of AI, we can stay proactive; it provides information beforehand and even prevents some attacks from reaching us.”
E-Business
Nigeria, Others Confront Flood of Cyber-Attacks
Check Point, a cyber security company has reported that Nigeria, South Africa, Kenya, and Morocco are seeing targeted cyber-attacks on government, education, and financial institutions.
In its just released 2024 African Perspectives on Cyber security report, Check Point, said that the cyber security sector is growing by 20-25% annually, fuelled by investments in infrastructure and Artificial Intelligence-driven solutions.
The report said that South Africa has seen 3,312 attacks on government institutions every week and a 90% increase in ransomware, with cybercrime costing the country nearly 1% of GDP.
Kenya, in East Africa, sees 4,719 attacks on the government sector each week, indicating an urgent need for enhanced defenses.
According to the report, Nigeria sees 4,718 attacks every week, which is one of the highest in Africa.
In a recent incident, the report states that a banking trojan assault affected 100,000 customer accounts, resulting in a $3 million loss.
Morocco is one of Africa’s most targeted countries, with 8,733 attacks on government entities reported each week, the report said.
According to Check Point, the Moroccan government recently faced a state-sponsored cyberattack that compromised classified communications, raising significant national security concerns.
“Organisations in Africa are attacked roughly 3300 times per week, if we look at the global average it is about 1 800, it is almost double the attacks,” said Hendrik de Bruin, head of security consulting at Check Point SADC during the presentation.
Check Point noted that the continent’s GDP is predicted to exceed $4 trillion by 2027, and digital infrastructure has emerged as a key driver of economic growth. However, rapid digitisation has resulted in increased vulnerability.
De Bruin explained: “We are slowly, but surely digitalising our industries, we are digitising our governments, private sectors are digitising themselves, so we have got an expanding digital attack footprint.
“We also have cloud adoption, which is not new, but picking up pace in Africa. That is another way that these attackers are using to gain access to organisations, and we also see a large uptake on cloud specific attacks as well.”
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