General News
Achieving Better Patient Outcomes with Artificial Intelligence

By Dr.Simon Kos, Microsoft Chief Medical Officer
Nurse Florence Nightingale may be most well-known as the British Army’s lady with the lamp, assiduously conducting night rounds and attending to the wounded by candle light.
But by demonstrating the link between poor sanitary conditions and high mortality rates in hospitals, it was her pioneering use of data collection and visualisation that still resonates today.
In 2018, medicine faces a different set of challenges, with longer life expectancies and population growth increasing the number of patients suffering with chronic conditions requiring ongoing care.
This has led to the cost of delivering healthcare increasing faster than GDP and quickly becoming unsustainable.
Transforming delivery with data
Over 160 years might have passed since Florence Nightingale’s day, but addressing these challenges still depends on data.
By using it to unlock valuable insights, there’s an incredible opportunity to both accelerate medical breakthroughs and improve patient care.
Over the past decade, a great deal of focus has been on digitizing the sector’s records.
But while this has been a success improving performance from an operational stand point, we’ve yet to see it really transform the way we deliver services to patients.
At present, health is data rich and information poor. By applying cognitive technologies like Artificial Intelligence (AI) to this data, the sector can shift from traditional reactive treatments to a more proactive health system based on prevention, wellness, faster diagnosis and precision medicine.
Nicholas McQuire, VP, Enterprise Research at analyst firm CCS Insight, sees AI “radically transform the health care industry over the next five years.
AI will bring important improvements in operational effectiveness, care delivery and above all, patient outcomes.
It will also be a vital tool in helping solve some of our most challenging health-related problems, not least how to balance restricted budgets and reduced workforces against the growth of chronic conditions.”
Providing personalized treatment
Evolving approaches to cancer illustrate the way in which AI can revolutionise healthcare across the whole sector.
Historically considered an acute terminal illness, medical knowledge is improving to the point where most cancers are classified as highly treatable conditions.
That said, according to the World Health Organization (WHO) between 30 and 50 percent of cancer deaths could be avoided with prevention, early detection and treatment.
With the total economic impact of cancer costing the global economy over an estimated $1.16 trillion a year, we’re increasingly turning to the power of AI to address this issue, with oncology one of the most advanced areas of precision medicine.
Project InnerEye, used by Addenbrooke’s Hospital in Cambridge, provides a good example, applying two core branches of AI, machine learning and computer vision, for the analysis of radiological images.
According to a study from TMC, the UK currently has less than five radiologists per 100,000 people, and will struggle to cope with demand for scans in the short, medium and long term.
Designed to identify tumours in a matter of seconds, Project InnerEye can help speed up diagnosis, as well as improve the delivery of treatments like radiotherapy, by providing exact delineation between cancerous tissue and healthy anatomy.
In addition, it promises to provide better monitoring of disease progression during treatments so they can be adjusted in line with how patients respond.
This has the potential to result in more targeted and effective chemotherapy with fewer side effects for patients.
These applications provide us with an opportunity to transition from a predominantly experimental approach to the ability to be incredibly precise.
Advances in genetic medicine now include genome sequencing of individual patients and tumours, allowing personalized diagnosis and treatment.
While progress in this field is encouraging, due to the complex range of genetic mutations responsible for cancer, the specialist skills needed to interpret genome information, and the high volume of new cancer cases each year, it’s not currently scalable to use this for every patient.
This has seen organisations like St. Jude Children’s Research Hospital turn to the cloud to facilitate data sharing with global research communities.
Working with Microsoft Research’s genomics group, computational biologists from the hospital developed an online platform capable of managing vast quantities of anonymised genomic data.
By comparing raw genomic data with reference genomes to identify where they differ, researchers hope to identify the variants responsible for cancers, and make progress toward eventually finding a cure.
Helping patients take control of their care
A key objective of these AI initiatives is minimising unnecessary and costly hospital admissions and readmissions.
Discovering only eight percent of heart surgery patients were following doctor’s orders upon leaving hospital, the Helsinki and Uusimaa Hospital District (HUS) wanted to tackle this issue head-on by creating a number of online ‘hubs’ for management of remote care plans.
These range from monitoring use of medication and proscribed therapies, to providing virtual consultations with specialists.
HUS believes AI has a central role to play in optimising these kinds of virtual services.
Visa Honkanen, Director of Strategic Development for HUS, explains “At the moment, we have no way of analyzing what’s happening, what’s useful … and how people are accessing and experiencing these services.
By using machine learning to analyze the data, we will be able to direct patients to the right place right away, and also see which of our digital tools work best, abandon the tools that aren’t working, and focus on the most promising ones.”
Ensuring responsible use of AI
While AI presents many benefits for healthcare, there are important considerations that need to be taken into account.
Former Director-General of the WHO Dr Margaret Chan warns “Artificial intelligence is a new frontier for the health sector…The potential of AI in health care is huge, but so is the need to take some precautions”.
From a data management perspective, delivering real value with AI depends on access to a bank of patient information, a sensitive resource that needs to be safeguarded.
The EU’s new GDPR guidelines provide a great benchmark standard to start from, however, medical professionals, regulators and policy makers will need to address the issue of“secondary”uses for health data i.e. usage not relating to the patients direct care.
Ensuring that privacy and data protections are systematically implemented will be vital for continued improvement of healthcare and public health.
At Microsoft, we were the first major cloud provider to incorporate an international code of practice for cloud privacy, ISO/IEC 27018 and we also back those protections with strong contractual commitments.
Like Florence Nightingale founding modern nursing in 19th century, today technology and health care are collaborating to create a modern medical sector fit for the 21st.
These developments will create a hybrid workforce where doctors and AI work together to solve medicine’s greatest challenges.
By helping the public play a more active, informed role in the care relationship, and empowering health professionals with the best information, AI will drive services that are more effective, efficient and accessible than ever before.
General News
Top Nigerian Startups Secure Funding Boost @ iHatch Demo Day Awards

Nigeria’s startup ecosystem received a fresh injection of momentum as top emerging ventures secured funding and investor attention at the iHatch National Demo Day, where Interface Africa clinched the highest prize of $15,000.

The 4th cohort of the NITDA–JICA-backed accelerator brought together founders, policymakers, and venture stakeholders in Abuja, showcasing innovations ranging from clean-energy financing and digital food marketplaces to next-gen fintech tools.
The startups went rounds of running through state-level selections and regional competition. iHatch was established in 2021 as a strategic partnership to create an enabling environment for young Nigerians to develop and scale their innovative solutions.
The iHatch National Demo Day (4th Cohort), is an initiative by NITDA and JICA which provides a clear pathway for homegrown talent to contribute significantly to economic diversification and digital transformation.
After rigorous selection processes, the top founders converged to pitch their innovations, recognised the standout performers, which are:
Interface Africa with $15,000, the firm is driving Nigeria’s clean energy transition by enabling structured and affordable solar financing.
Ahioma with $12,000, the firm enhances food accessibility with a digital marketplace connecting consumers directly to trusted vendors.
Linia Finance with $10,000, the firm is helping Nigerians take control of their finances with tools for budgeting, tracking, and smart money planning.
Chapta got a laptop reward. They delivering an offline-capable school application ensuring consistent, accessible learning for students everywhere.
Softdrop also got a laptop reward, they solve logistics challenges through a modern delivery platform designed for speed, convenience, and efficiency.
General News
Fidelity Bank to Host Virtual Masterclass on New Tax Law

Fidelity Bank Plc, a leading financial institution, will host a free virtual training on the Nigeria Tax Act 2025 (NTA) as part of its commitment to helping small businesses prepare for the upcoming legislation.

Fidelity Bank
The masterclass is scheduled for 10:00 AM (Nigerian time) on Friday, 12 December 2025. It will provide participants with clear insights into changes in the tax framework, the impact on income and business operations, and practical steps to avoid penalties in 2026.
Attendees will also learn strategies to stay ahead in an evolving regulatory environment.
The Nigerian government enacted major tax reforms on 26 June 2025 when President Bola Ahmed Tinubu signed four tax bills into law.
These Acts will take effect on 1 January 2026 and represent a significant overhaul of the country’s tax system.
The reforms aim to modernize and harmonize Nigeria’s tax framework, improve revenue generation, broaden the tax base, and create clearer rules for individuals, businesses, and government agencies.
“Our decision to host this masterclass reflects our commitment to empowering businesses with the right information ahead of the commencement of the new tax regime.
“Information is money and a well-informed business owner is already steps ahead in the race to success.
“This is why we are bringing experts to provide accurate details and demystify the tax act,” said Osita Ede, Divisional Head, Product Development, Fidelity Bank Plc.
Interested participants can register via https://bit.ly/2026TaxLawMasterclass .
General News
PalmPay MD Seeks Deeper Financial Inclusion @ CeBIH Annual Conference 2025

PalmPay, Nigeria’s leading digital banking platform, has renewed its commitment to deepening financial inclusion across the country. At the CeBIH Annual Conference 2025, themed “Reimagining Financial Inclusion through Cultural Shifts in Consumer Credit,” PalmPay’s Managing Director, Chika Nwosu, urged industry players to deepen financial inclusion by embracing community-aligned solutions and customer-centric innovations that can better serve Nigeria’s underserved and unbanked populations.

Speaking during a panel session titled “Social Inclusion, A Veritable Tool for Financial Inclusion,” Chika Nwosu joined other industry leaders to share insights on strengthening participation among women, rural dwellers, low-income earners, and other financially excluded groups.
Chika Nwosu highlighted PalmPay’s commitment to inclusive finance through its 500,000-strong agent network, which enables seamless cash-in/cash-out services for unbanked users across Nigeria. He also emphasised the importance of PalmPay’s USSD platform, 861#, which allows users with basic phones or limited internet access to perform essential financial transactions.
“Financial inclusion goes beyond access; it must be equitable and tailored to real-life needs,” Chika Nwosu said. He shared how PalmPay leverages behavioural insights to design impactful services, including affordable health insurance, reliable bill payments, merchant solutions, and automated savings features that support financial discipline among users.
The session further examined the role of grassroots agents and community touchpoints in driving last-mile adoption. Chika Nwosu noted that PalmPay’s widespread community presence continues to build trust and encourage excluded populations to embrace digital financial tools.
The session was moderated by Ronke Kuye of the CeBIH Advisory Council and featured representatives from E-Doc Online, SmartCash Payment Service Bank, SANEF, and EFINA.
PalmPay reaffirmed its commitment to driving accessible, secure, and inclusive financial services for all Nigerians. PalmPay is a leading digital banking platform driving financial inclusion and economic empowerment in underserved emerging markets. Through its secure, user-friendly, and inclusive suite of financial services, PalmPay empowers individuals and businesses with tools to manage and grow their money.
PalmPay offers a comprehensive range of products, including mobile payments, savings, and micro-insurance via its app and mobile money agent network.
Since launching in Nigeria in 2019 under a Mobile Money Operator license, the platform has grown to over 35 million app users. PalmPay has operations in Nigeria, Ghana, Tanzania, and Bangladesh.
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