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AfriTECH 3.0: Digital Encode Hints How Emerging Techs Drive Cyber Trends
Digital Encode, a leading consulting and integration firm has said that in its 20 years of existence, it has been able to certify so many organisations with different kinds of certifications, ranging from high school certifications to carrying out payment card industry (PCI) data security standards (DSS) for companies within and outside Nigeria.
Digital Encode, which prides itself as the number one information technology assurance company in Africa, specializes in the design, management and security of business-critical networks, telecommunications environments and other information technology infrastructures.
Speaking during a Fireside chat with Joan Aimengheuwa, a senior Content writer with TechEconomy, at the Africa Tech Alliance (AfriTECH 3.0) Forum held at The Providence Hotel, Ikeja GRA, Olaifa Opeyemi, a Cybersecurity Consultant at Digital Encode Limited said the company known for solving multifaceted, complex enterprise network security and audit problems, will keep on working tirelessly to remain ready for the ever-evolving digital skills.
Responding to a question on cybersecurity trends in Africa, Opeyemi said there has really been an increase in cyber trends owing to sustained advancement in the digital space, emerging technologies, and the increasing emergence of new smart devices.
“There was a time of web applications. Now, it’s time for mobile applications. The more technology you introduce, the more trends you introduce out there. And then the more there are some bad people; they are trying to see how they can exploit that technology you put out there. So, there has been an increase in cybersecurity trends, ranging from ransomware to malware to other forms of attacks, business logic attacks, and all those kinds of trends that they could use or exploit.
“Even in social engineering, there is phishing, which has become very rampant. Aside from trends, there has also been an increase in this old cryptocurrency attack, which they often refer to as the crypto champion. Even though cryptocurrency has been in existence for quite a while, it became much known a few years back. So, these bad guys out there are already going to devise something called the crypto champion.
“Crypto champion is a tool that they use to first try to get access to your device. Then once they have access to your device, they install this particular solution and have you actually mine your cryptocurrency. And then you get the money from your cryptocurrency without your knowledge,” Opeyemi said.
On the positive developments in cybersecurity, she said that there has been an increase in data protection efforts in Nigeria, since the enforcement into law of the data protection bill by President Bola Tinubu, adding that in 2020 and 2021, South Africa and Egypt incorporated the PRP Highway, which is the protection of personal information. “Over the years, different countries in Africa have really been trying to enforce this data protection,” she further added.
Opeyemi stressed that security is not just about the company, but also about the staff in an organisation as well, noting that “if you have the technology, and you have your people aligned, whether it comes to security, you also need process policies to govern them. Policies in terms of making a change in the environment, making sure you make the change request.
“Before you create a password, make sure you follow the password policy. Before you do this, make sure you do that. So really, there are a lot of tracks there; – Ransomware, malware, social engineering, and even distributed denial of service. When it gets like this, there’s enough traffic, and they put down a service in the organisation.”
“Cybersecurity is really just about being there, the confidentiality of information, the integrity of information, and the availability of that information. Confidentiality of information is just that you have to ensure that you’re protecting whatever information you have for unauthorized access, which is what we want to ensure with cybersecurity.
“On Integrity, you’re protecting that information from unauthorized deportation. You don’t want someone who’s not supposed to have access to that file to have access. And on availability, if you’re a sponsor, you’re trying to make sure that your services are available to you. You don’t want things to ever be disrupted or hit anywhere,” Opeyemi further stated.
On how companies can protect their data, the cybersecurity consultant warned that in a case like DDoS, companies should insist on an application or network because of the heavy traffic associated with this kind of cybercrime, advising that there would be the need for traffic imagery.
“First, you need to have what I call traffic imagery. There are so many solutions out there that you can actually use in your organization, and it will help you to filter this traffic. So as traffic is coming to the system, whether it’s a system or an application, it helps to filter that suspicious traffic. And all these devices are actually, to some extent, smart.
“They see the traffic from a certain source, and then when they see such traffic, they don’t get suspicious. But then when they are seeing traffic from a source that they are not very used to, they will most likely rate it as suspicious, which is why sometimes when you now do your review, you find out that it’s not reading anything,” she said.
Opeyemi implored the government to intensify efforts at creating awareness on the need for cybersecurity consciousness and not just limiting itself to regulatory oversight and standardization, noting that creating cybersecurity awareness from the primary school level would go a long way to building a cybercrime-free nation.
Visa, a global leader in payments, today announced the launch of a new report, ‘Value of Acceptance: Understanding the Digital Payment Landscape in Nigeria,’ which highlights substantial growth potential for digital payments, particularly among small and medium-sized enterprises (SMEs).
In Nigeria, digital payments are proving beneficial for surveyed SMEs, with nearly 90% believing that it boosts revenue and customer footfall. This growing confidence in digital transactions, especially cards, is coupled with a desire for further digitization, with 76% of cash-only SMEs planning to invest in new payment technologies.
The study also reveals that more than half of merchants already prefer digital payments, with 44% reporting lost sales due to customers’ lack of cash and 62% expressing concerns over fraud risk associated with cash.
Nigeria’s Digital Payments Momentum
An overwhelmingly positive outlook on digital payment investment emerged in the report, with 83% of merchants surveyed seeing this as a crucial component for growth, boosting sales, reducing fraud, and enhancing convenience among customers,
“Nigeria’s digital payments landscape is rapidly evolving, with a growing inclination towards digital transactions,” stated Andrew Uaboi, Vice President & Head, Visa West Africa.
“This transformation not only holds the promise of bolstering SMEs prosperity but can also help the economy to thrive.
“At Visa, we look forward to working together with our partners to further drive this transformation, enabling individuals, merchants, and businesses to grow and participate in the digital economy.”
Addressing Challenges to Unlock Full Potential
Unlocking digital payments’ full potential in Nigeria will require confronting key challenges. There is an overarching need to enhance financial literacy and raise awareness about the benefits of digital payments while also incentivizing their usage among customers.
With 76% of cash-only SMEs surveyed intending to get a point-of-sale (POS) device in the near future, an opportunity emerges to accelerate adoption through simplifying onboarding.
In addition, improving infrastructure to counteract concerns around payments failures (42%) can enhance confidence in digitization. To address fraud concerns, educational campaigns are vital to highlighting the robust security features of digital payments, especially the lower fraud risk associated with card payments.
Visa’s established cybersecurity capabilities can be instrumental to building trust across the digital payments landscape in Nigeria by helping to harness confidence across both the SME and consumer segments.
The Broader Value of Digital Payment Acceptance
Digital payments are crucial for Nigerian SMEs for a number of reasons including – boosting revenue through an increasingly cashless customer base, improving customer satisfaction with faster payments, and reducing operational risks by minimizing cash handling. Digital transaction records also provide valuable data that facilitate access to financing and stimulate growth.
While cash is still seen as quick and convenient, cards offer an advantage across expense tracking, spending encouragement, and enhanced security. Meanwhile, mobile and digital wallets offer an innovative and competitive edge. Promoting the adoption of preferred methods, particularly card payments, is crucial for driving growth.
Beyond direct benefits, digital payment adoption drives economic growth and financial inclusion, by connecting the unbanked to the formal financial system and enabling access to savings, credit, and insurance.
Research shows that the transition to the digital economy can generate 1-2% annual GDP growth; a mere 1% increase in card usage generates an average $67 billion annual increase in goods and services consumption across 70 countries and territories.
Visa: A Partner in Driving Digital Payment Adoption
Visa is uniquely positioned to support Nigeria’s transition to a more digital economy. As a trusted advisor and partner, Visa offers a range of capabilities to help governments, financial institutions, businesses, and technology providers enhance their digital payment acceptance maturity.
Visa’s suite of solutions includes programs for specific merchant segments, innovations like Tap to Phone, Contactless Payments and Click to Pay, and resources educating businesses about the benefits of digital payments.
About the Visa Value of Acceptance report
Visa’s ‘Value of Acceptance: Understanding the Digital Payment Landscape in Nigeria’ report, conducted by 4Sight Research & Analytics, examines the current state of digital payment acceptance, exploring both opportunities and challenges. The findings are based on face-to-face interviews with 250 SME owners/managers who are key decision-makers with respect to day-to-day business decisions.
Telecom
Gombe Commissioner of Police Visits GBB Command Centre, Strengthens Collaboration on ICT-Driven Security Solutions
Galaxy Backbone (GBB) Limited welcomed the newly appointed Commissioner of Police for Gombe State, CP Bello Yahaya, on a courtesy visit to its North East Regional Office and Safe City Emergency Command Centre.
This visit underscored the growing synergy between law enforcement and technology-driven solutions in strengthening security operations and fostering digital transformation in the region.
During the visit, CP Bello Yahaya was received by Mr. Ibrahim Bello, Regional Coordinator of GBB North East Regional Office, alongside key members of the GBB team.
The engagement provided a platform to explore strategic collaborations aimed at enhancing security infrastructure, digital transformation, and capacity-building initiatives for the Gombe State Police Command.
The Commissioner was taken on a guided tour of the Safe City Emergency Command Centre, a state-of-the-art facility that forms a critical part of the National Information and Communications Technology Infrastructure Backbone (NICTIB) project.
The centre plays a pivotal role in improving security architecture across Gombe State and the North East region, leveraging cutting-edge surveillance systems, real-time monitoring tools, and integrated emergency response mechanisms.
With its advanced Unified Communications System, security analytics, and digital emergency response coordination, the Safe City Command Centre provides law enforcement with real-time intelligence, proactive threat detection, and seamless inter-agency collaboration, enabling a more effective and responsive approach to public safety.
CP Bello Yahaya expressed keen interest in leveraging ICT solutions to strengthen policing efforts, emphasizing the importance of technology in modern crime prevention, data-driven policing, and crisis management.
He highlighted the need for enhanced digital transformation, improved connectivity, and expanded training programs to equip officers with the necessary skills to operate effectively in a digitally evolving security landscape.
Galaxy Backbone reaffirmed its commitment to supporting law enforcement agencies, government institutions, and critical stakeholders through innovative ICT solutions, secure cloud infrastructure, and digital training programs.
By providing access to high-speed connectivity, cybersecurity frameworks, and cloud-powered command centres, GBB continues to drive the adoption of smart policing solutions and enhanced security management across Nigeria.
The visit concluded with a shared commitment to deepening engagement between Galaxy Backbone and the Gombe State Police Command, focusing on optimizing digital transformation initiatives for law enforcement efficiency, expanding the scope of ICT-driven surveillance and emergency response systems and strengthening training programs for officers to enhance digital skills and operational effectiveness.
As Nigeria’s leading digital infrastructure provider, Galaxy Backbone continues to shape the future of public safety, digital governance, and cybersecurity, ensuring that law enforcement agencies have access to the best tools to protect lives and property.
Salesforce, in collaboration with Hugging Face, Cohere, and Carnegie Mellon University, announced the release of the AI Energy Score, a first-of-its-kind benchmarking tool that lets AI developers and users evaluate, identify, and compare the energy consumption of AI models.
Salesforce also announced it will be the first AI model developer to disclose the energy efficiency data of its proprietary models under the new framework.
The AI Energy Score aims to address the lack of transparency about the environmental impact of AI models. Similar to how ENERGY STAR transformed energy efficiency standards for appliances and electronics, this initiative establishes a clear, trusted benchmark for AI model sustainability.
“Reducing AI energy consumption lowers operational costs, optimises infrastructure, and enhances long-term sustainability and profitability. We are proud to work with industry leaders to build a more transparent AI ecosystem,” says Linda Saunders, Salesforce Country Manager and Senior Director of Solution Engineering for Africa.
The AI Energy Score will debut at the AI Action Summit, where leaders from over 100 countries, the private sector, and civil society will convene to harness AI for good. By enhancing transparency, the score can drive market preference for efficient models and incentivise sustainable AI development. Recognised by the French Government and the Paris Peace Forum for its transformative potential, the AI Energy Score features:
Standardised Energy Ratings: A standardised framework for measuring and comparing AI model energy efficiency.
Public Leaderboard: A comprehensive leaderboard that features scores for 10 common AI tasks — such as text generation, image generation, and summarisation — performed by 166 models, including Salesforce’s SFR-Embedding, xLAM, and SF-TextBase.
Benchmarking Portal: A platform where AI developers can submit their open or proprietary AI models to be evaluated and added to the leaderboard. Open models can be automatically tested, while closed models can be evaluated through a secured testing sandbox.
Recognisable Energy Use Label: A new 1- to 5-star label that rates AI model energy use, with five stars indicating the highest efficiency. This helps developers and users easily identify and choose more sustainable models. Once rated, AI developers can generate standardised labels to share their models’ energy score, with built-in guidance on the proper label display for visibility and impact.
Last year, the company introduced Agentforce, the agentic layer of the Salesforce Platform for deploying autonomous AI agents across any business function. Agentforce offers tools to build and customise agents, as well as a library of ready-to-use skills for sales, service, marketing, commerce, Tableau, Slack, and more.
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