News
Court Backs CBN, Directs Banks to Collect Customer’s Social Media Handles
Federal High Court sitting in Lagos has held that a Central Bank of Nigeria (CBN) regulation, which requires financial institutions to demand and collect the social media handles of their customers, as part of the standard Know-Your-Customer procedure, is not a breach of the right to privacy.
Justice Nnamdi Dimgba struck out a suit filed by a Lagos-based lawyer, Chris Eke, seeking a declaration that the regulation as contained in Section 6(a)(iv) of the Central Bank of Nigeria (Customer Due Diligence) Regulations, 2023, is undemocratic, unconstitutional, null and void, to the extent of its inconsistency with Section 37 of the 1999 Constitution of the Federal Republic of Nigeria (as amended).
The applicant had also asked the court, to grant an order of perpetual injunction, restraining CBN from enforcing the regulation which requires financial institutions, to request customers’ social media handles as part of normal bank customer due diligence requirements.
The CBN in its response to the suit, filed a notice of preliminary objection, challenging the competence of the suit. The apex bank also disagreed that the said regulation constitutes any interference with the private life of the applicant, as claimed.
In his judgment, Justice Dimgba held that the notice of preliminary objection had merit, and he subsequently struck out the suit.
The judge said in his view, the provision of a social media handle is the same as the provision of email address, phone numbers and other means by which a potential customer of a bank can be contacted and or due diligence, to determine if the person is a fit and proper person for the bank to do business with, and as such, the regulation does not amount to an infringement on the right to privacy.
According to Justice Dimgba, the essence of having a social media account was for one to be publicly visible communication-wise, and it would be highly unreasonable to hold the CBN in breach of privacy for it.
The judge held that “First, the Applicant claims that the requirements on the CBN Regulations for financial institutions to request and collect the social media handle of its customers as part of KYC infringes on his right to privacy.”
“This claim is very ambitious and amounts to a very far throw. The said Regulations are directed to and apply to financial institutions. It does not apply to private individuals such as the Applicant.
“Even if, as appears to be argued, that the Regulations itself would inevitably affect the Applicant, this claim is speculative for the simple reason that in nowhere in the affidavit in support was it stated that the Applicant operates an account with a financial institution and that the said institution had demanded his social media handle. So the suggestion that he would be affected by this Regulation, albeit negatively, is very speculative and at large.
“Secondly, there is also no deposition to the effect that any financial institution had begun to implement this Regulation and that its implementation had begun to create disruptions and inconvenience against the general population, in which case one could infer that the suit should be legitimated as a public interest litigation.
“Thirdly, assuming even that the banks had begun to implement these regulations, the applicant assuming he maintained any bank accounts or sought to open one, but is being hindered or irritated by the requirement of the Regulation to avail his social media handle as part of KYC, the Applicant still had a choice, which is to refuse to do business with any bank insisting on the information as part of its social media handle, but to seek other alternatives.
“Fourthly, and for all it is worth, I do not see how asking a banking or potential banking customer to provide his social media handle can ever amount to a breach of privacy.
“Granted that Section 37 of the Constitution of the Federal Republic of Nigeria 1999 (as amended) provides inter alia: “The privacy of citizens, their homes, correspondence, telephone conversations and telegraphic communications is hereby guaranteed and protected.
“My view is that the provision of a social media handle is of the same genre as the provision of email address, phone numbers and other means by which a potential customer of a bank can be contacted.
“Thus, it is clear from the face of the Regulations as set out above that email addresses, phone numbers and social media handles are all provided for under clause 6iv just to show that the aim was not to pry on anyone but rather to provide alternative ways by which a customer of the bank can be contacted, and or due diligence conducted on the person to determine if the person is a fit and proper person to extend banking services to.
“I do not see how this infringes on the right to privacy. I should even say that the essence of having a social media account was for one to be publicly visible communication-wise. It, therefore, appears quite ironic, though wryly, that one can suggest that asking for information about a social media handle with which the individual exposes and immerses himself or herself in the public, can amount to a violation of privacy rights, which rights itself is all about isolation of one from public glare.
“It is also to my knowledge that even in filling some business applications, personal information of this sort, is sometimes requested, and parties generally oblige. If it does not constitute a breach of privacy, why should it now?
“A social media handle is left at large for the world to see, being in the public space, everyone enjoys the liberty to have access to it whether or not consent was obtained. It would be highly unreasonable to hold the Respondent in breach of privacy for what other persons have access to.
“The apprehension of the Applicant of his social interactions being monitored is manifestly speculative in itself and rather incredulous to believe that the financial institutions have the luxury of time to concern itself with such frivolities.
“On the whole, if I did not sustain the NPO, I would have dismissed the suit for the reasons stated. But the NPO having been sustained, the suit is therefore hereby struck out.
“I make no order as to costs”.
In a heartfelt tribute, MTN has hailed late Dr. Pascal Gabriel Dozie, an exceptional leader, steady hand and enduring legacy.
Pascal Gabriel Dozie, Former Chairman
In the tribute, MTN said it was deeply saddened by the passing of Dr. Dozie, founding chairman of MTN Nigeria.
He passed away at the age of 85
“We extend our heartfelt condolences to his family, friends, and all who had the privilege of knowing and working with him” the telecom giant said.
A pioneer, statesman, and titan of industry, Dr. Dozie played a pivotal role in the emergence of mobile telephony in Nigeria and in shaping the MTN Nigeria story.
He brought insight, experience, and leadership at a time when bold vision was essential.
He was instrumental in securing the early support and investment that brought the Y’ello dream to life. On May 16, 2001, he made the first call on the MTN network, a historic moment in Nigeria’s telecommunications journey.
For 18 years, from 2001 to 2019, Dr. Dozie served as Chairman, leading with strength and conviction.
His presence on the Board was unifying. He championed good governance, corporate responsibility, and long-term value, deeply committed to the greater good. In challenging times, he remained a stabilising force.
“His unwavering belief in Nigeria’s potential and his dedication to its development were truly inspiring. His leadership at MTN Nigeria laid the foundation for our success, and his legacy will continue to guide us in the years to come,” Karl Toriola, CEO, MTN Nigeria.
Some of his landmark contributions include:
The incorporation of the MTN Nigeria Foundation in 2004 and our commitment to dedicating a percentage of profit after tax to social investments;
The launch of one of Africa’s largest switching centres in 2010;
His significant role in 2015 during critical conversations around the regulatory fine and its resolution;
The introduction of Africa’s first 3G feature phone in 2018;
MTN Nigeria’s listing in 2019 on the premium board of the Nigerian Exchange.
“Dr. Dozie was instrumental in MTN Group’s expansion into Nigeria, providing visionary leadership that has left an indelible mark on our company’s history. His commitment to excellence and integrity set a standard that we continue to uphold,” Ralph Mupita, president & CEO, MTN Group.
His legacy goes well beyond MTN. He believed in Nigeria’s potential and dedicated his life to building a stronger nation.
His impact spanned banking, telecommunications, education, and public service.
He founded Diamond Bank, led the Nigerian Economic Summit Group, and served as Director of the Central Bank of Nigeria, among many other distinguished roles. A generous mentor, he inspired and guided countless individuals who continue to uphold the values he lived by.
He was a quiet revolutionary. He could ease tensions with grace and consistently led with clarity and conviction.
He was warm, principled, and deeply respected by all who encountered him.
Fondly known as PGD, he was honoured with the national awards of Officer and Commander of the Order of the Niger (OON and CON).
Beyond the accolades, what we remember most is the man himself. He was innovative, dedicated, measured, thoughtful and humble.
“We are profoundly grateful for his time with us. His memory will remain a guiding light for MTN, Nigeria’s business community, and everyone who shares his unwavering commitment to progress built on integrity and service” MTN stated
Nigerian Communication Satellite Limited (NIGCOMSAT) in collaboration with Jigawa state government, commenced training of 150 youths on satellite technology and digital communication.
Jane Egerton-Idehen, managing director, NIGCOMSAT limited,
Speaking at the opening ceremony of the training, held at Manpower development Dutse, Jane Egerton-Idehen, managing director, NIGCOMSAT limited, highlighted the role of NIGCOMSAT in driving grassroots innovation in Jigawa state.
She explained that, the training is organised by Nigcomsat supported by Jigawa state government with the theme: “Space Technology for grassroots development”, aimed at empowering youths on digital innovations to create jobs opportunities and boost economy.
“The Nigcomsat youth empowerment programme, Jigawa is a groundbreaking initiative aimed at equipping young minds with cutting-edge knowledge in satellite technology and digital communication”, she said.
The MD maintained that, the program designed to Foster innovation, enhance technical skills and create opportunities for youths in the ever-evolving space-tech industry.
According to her, during the training two key sub-program will be featured, Spacehack 2025 aimed at developing satellite technology to tackle real world challenges in areas like agriculture, disaster management, telecommunications and security issues.
She maintained that, the other part of the training focused on Very Small Aperture Terminal (VSAT) technology, a satellite communication system that uses small antennas to transmit and receive data, voice, and vedio signals.
In his remarks, Dr Habib Muhammad Ubale, director general, Jigawa State Economic Empowerment and Youth employment agency, urged the participants to concentrate, acquire the skills and stepdown the skills to others for better development.
Dr. Habib who is the effort is one of the twelve points agenda of Governor Malam Umar Namadi said, the training will create thousands of jobs, improve economy and reduce security challenges in the state.
In a major stride towards positioning Nigeria as a global technology hub where digital technology is leveraged to uplift the nation, the Federal Government of Nigeria, through the National Information Technology Development Agency (NITDA), has announced its strategic partnership with KAOUN International to host the world-renowned Gulf Information Technology Exhibition (GITEX) in Nigeria.
This announcement was made at NITDA’s corporate headquarters in Abuja during the inauguration of the Local Organising Committee (LOC) which comprises representatives from key public and private sector stakeholders, underscoring a unified national effort to deliver a world-class tech conference on Nigerian soil.
This maiden edition of the event which is themed “Forging the Rise of Digital Nigeria” is expected to have not less than 1000 startups, over 100 investors and an attendance of over 20,000 participants which would be held in Abuja and Lagos between 1st and 4th of September 2025.
GITEX Nigeria is set to bring together global tech leaders, innovators, investors, startups, and policy makers, opening up new avenues for collaboration, investment, and technological exchange.
The event in Abuja will witness government leadership and AI summit to unite government leaders and global tech executives to drive national projects, including digital infrastructure expansion, AI adoption and public sector innovation while in Lagos, which is the commercial hub of the country, GITEX aims to spotlight the nation’s tech ecosystem, promoting startups, attracting investment, growth driving multi-sector economic diversification to a global audience.
Speaking at the event, the Director General of NITDA, Kashifu Inuwa who was represented by the Director of the ITIS department, Mr Olawumi Oladejo, expressed his gratitude and enthusiasm for the milestone achievement and thanked everyone for all the effort they have been putting into the actualisation of the great event in Nigeria.
He emphasized the potential impact of hosting such a prestigious event, stating that it would not only elevate Nigeria’s international profile but also boost local businesses, drive tourism, and provide a platform for innovation and partnerships.
“We all know the positive impact that hosting this kind of event will bring to the country. It will boost our international standing and scale our local businesses and tourism. This event is part of our way of implementing a major pillar, Forging Strategic Partnerships and Collaborations of the agency’s Strategic Roadmap and Action Plan (SRAP 2024–2027),” he added.
According to the DG, the implementation of the GITEX Nigeria is in line with the 8-point agenda of President Bola Ahmed Tinubu GCFR through the implementation of the agency’s SRAP.
Noting that the GITEX model has expanded to North Africa, specifically in Morocco, Inuwa asserted that Nigeria’s hosting of the event will mark its first footprint in West Africa.
While assuring the stakeholders of presidential backing for the initiative, the DG concluded that “if we can successfully host this, it will open the door for Nigeria to lead digital transformation efforts across the region.”
In his presentation on the overview of the GITEX Nigeria preparations, the Director of the Stakeholder Management and Partnerships department, Dr Aristotle Onumo stated that the vision of the event is to elevate 6 local startups to global standards in 3 years.
He added that the event which will be anchored on 3 fulcrums; enablement, engagement, and knowledge to enhance growth in the Telecom, Fintech, Agritech, Edtech, e-Commerce, Healthtech as well as data centres in reinforcing data sovereignty and other sectors.
Speaking on the opportunities the event will bring in terms of boosting investments into the Nigerian Tech Ecosystem, he noted that “78% of startups are expecting to receive funds from investors as a result of their participation in GITEX.”
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