E-Business
‘Covid-419’ – How Cybercriminals in Nigeria Exploited Schemes to Help People in Need

By Oludayo Tade
The COVID-19 pandemic, with its lockdown and social isolation, has added to the vulnerability of many Nigerians in several ways.
Aside from health risks and disruption to livelihoods, the move from physical to virtual relationships heightened the exposure of people to cybercriminals.
The pandemic has changed the landscape of cybercrime in the country.
The government’s social and welfare interventions, to cushion the impact of the pandemic, presented an opportunity for fraudsters to take advantage of vulnerable people.
These palliative interventions included food distribution, cash transfers and loan repayment relief.
In addition, with social distancing and restrictions on movement, people have been doing more online. This exposed them more to cybercriminals.
I undertook a study to examine how COVID-19-induced interventions in Nigeria had been exploited by criminals. My research explored which government policies had created opportunities for fraud, what fraud strategies were used, and how this victimisation could be prevented.
My data came from the Economic and Financial Crimes Commission, the Nigerian Police and the Central Bank of Nigeria. I also received examples of fraud schemes from a professional WhatsApp group and from students of criminology.
I found that lack of clearly defined parameters and beneficiaries of Nigeria’s palliative schemes created loopholes for cybercriminals.
I’ve called their strategies “COVID-419” – a term combining the names of the coronavirus disease and section 419 of the Nigerian Criminal Code Act, which deals with fraud.
It’s important to understand how cybercriminals adapt to changing circumstances and what strategies they use, so that more harm can be prevented.
Context of COVID-419 cybercrimes
The social context of the COVID-19 pandemic in Nigeria helps explain how it presents opportunities to fraudsters.
A large percentage – 65% – of the population works in the informal sector. It contributes about 50% of the country’s gross domestic product.
People working in the informal sector are heavily dependent on human interaction. They also rely heavily on public transport.
Lockdown measures had a devastating impact. As a result citizens appealed for help. In response, government formulated policies on palliatives to be given to the vulnerable. A Presidential Task Force on COVID-19 was also set up to coordinate distribution of the palliatives.
They included:
distribution of 70,000 tonnes of rice to poor and vulnerable households across the country
a three-month repayment moratorium for all Government Enterprise and Empowerment Programme loans such as TraderMoni, MarketMoni and FarmerMoni.
a three-month moratorium for all federal government funded loans issued by the Bank of Industry, Bank of Agriculture and the Nigeria Export Import Bank
cash transfers and food rations for internally displaced persons.
But the policy had a weak spot: there was no definition of who was poor and who was vulnerable. President Muhammadu Buhari’s broadcast on 29 March 2020 illustrated this.
For the most vulnerable in our society, I have directed that the conditional cash transfers for the next two months be paid immediately. Our internally displaced persons will also receive two months of food rations in the coming weeks.
Many citizens expected and awaited the palliatives. Some may never have got them despite being in need. It is difficult to know how many people actually did benefit. Figures are not easily available and one report said the palliatives were hijacked and distributed among the ruling party loyalists.
All the payments ordered by the president were part of existing government social investment programmes like N-power, Conditional Cash Transfer and Government Enterprise Empowerment Programme.
They had nothing to do with the “new vulnerable” – those whose livelihoods were threatened by COVID-19. But everyone affected by the lockdown expected to benefit from them. They may have believed they qualified for help, yet they weren’t told exactly who would get what and how. This made some people easier targets for scams.
Fraudulent schemes
All the schemes developed by the fraudsters show similarities with the palliatives that government announced. Cybercriminals also developed schemes using the identities of donors that were listed by the Nigerian government on the website of the Presidential Task Force on COVID-19.
Relief fund fraud: The original COVID-19 relief fund was set up to give beneficiaries N20,000 (US$49) monthly. Cybercriminals patterned their fraudulent scheme after this. They designed a website where people were asked questions and were promised a payment of N20,000. The scam message had a fake government seal on the upper left corner, to deceive people into thinking it was a genuine message from the federal government.
A prospective victim is congratulated to be eligible for the funds after answering series of questions. The person is required to click a green button beneath the page which has the inscription “SHARE NOW”. The person is advised to only share with seven WhatsApp groups. Then, the person would be asked to send bank details with sensitive information. They subsequently hacked their accounts and cleared the funds there.
Loan fraud: Another scheme appropriated by the cybercriminals was the relief loan disbursement form. On the online form, people were asked to supply their names and account details. This scam was framed to align with the presidential address which announced conditional cash transfers and loans. The form had an imprint of Nigeria’s coat of arms on the left side, and used the national colours to make it look authentic. It followed the same pattern with the relief fund fraud.
Fast food coupon fraud: The president’s announcement that rice and groundnut oil from the Nigerian Customs Service would be released also triggered fraud. These were meant to be distributed to state governments. The states were in turn asked to organise the distribution to vulnerable people. Scammers designed a scheme that appeared to offer a free pizza coupon – an attractive luxury for many people.
A voucher bearing the name of a pizza outlet was shared online and potential victims were asked to fill their financial details in order to claim the free pizza. This exposed them to hackers who cleared their bank accounts after critical information had been supplied.
Data scam: With restrictions on movement, a major means of connecting with people was going online. Nigerians asked telephone companies to offer free data to their customers. Some companies gave their subscribers 10 free text messages daily. Cybercriminals designed a scheme called “free 16GB to kill boredom during this lockdown.” Different websites supposedly belonging to telephone companies were created and people were asked to click on them. Doing so and supplying biodata and bank details enabled the fraudsters to have access to their bank accounts.
Preventing victimisation
Nigerian government agencies distanced themselves from the fraudulent schemes. But the way in which social interventions were implemented provided leeway for fraud victimisation.
To prevent this from happening in the future the Nigerian government must communicate effectively with the public – particularly beneficiaries – about its policies. This will help protect them against possible victimisation.
In addition, Nigeria’s security agencies need be involved. They need to act promptly by taking down websites where deliberate falsehoods and misinformation are published.
Oludayo Tade, Researcher, Communication Consultant, Impact Evaluator, Safeguard Specialist, University of Ibadan
N/B: This article is republished from The Conversation Africa under a Creative Commons license.
E-Business
Kaspersky Uncovers Sophisticated Deception Campaign using DeepSeek AI as Bait

Security researchers at Kaspersky have revealed how cybercriminals used geofencing, compromised business accounts and coordinated bot networks to distribute malware disguised as DeepSeek AI software, generating over 1.2 million views on X.
Kaspersky’s Threat Research and AI Technology Research have jointly identified a sophisticated deception campaign exploiting the rapid growth and public interest surrounding DeepSeek AI — a popular generative AI chatbot — in order to distribute malware through fraudulent websites.
In their investigation, Kaspersky researchers revealed that cybercriminals established deceptive replicas of the official DeepSeek website, using domain names like “deepseek-pc-ai[.]com” and “deepseek-ai-soft[.]com.”
A distinctive feature of this campaign was its use of geofencing technology, where malicious websites examine each visitor’s IP address and dynamically alter content presentation based on geographic location, enabling attackers to fine-tune their approach and reduce detection risks.
“This campaign demonstrates notable sophistication beyond typical social engineering attacks,” explained Vasily Kolesnikov, senior malware analyst at Kaspersky Threat Research.
“Attackers exploited the current hype around generative AI technology, skillfully combining targeted geofencing, compromised business accounts and orchestrated bot amplification to reach a substantial audience while carefully evading cybersecurity defenses.”
According to Kaspersky’s analysis, the campaign’s primary distribution channel was the social media platform X. Attackers strategically compromised the social media account of a legitimate Australian company to widely disseminate fraudulent links. This single malicious post drew significant attention, reaching approximately 1.2 million impressions and generating hundreds of reposts.
Researchers determined that these reposts largely originated from coordinated bot accounts — evident due to their similar naming conventions and profile characteristics — indicating a deliberate amplification of the malicious content.
Visitors lured to the fraudulent websites were directed to download a fabricated DeepSeek client application. Instead of the authentic software, these sites delivered malicious installers using the Inno Setup installation platform.
Once executed, these compromised installers attempted to contact remote command-and-control servers to retrieve Base64-encoded PowerShell scripts. These scripts subsequently activated Windows’ built-in SSH service, reconfigured it with attacker-controlled keys and enabled full remote unauthorised access to compromised systems.
All malware payloads connected to this campaign are proactively identified and blocked by Kaspersky security products such as Trojan-Downloader.Win32.TookPS.* variants.
E-Business
GBB to Train Over 300 Civil Servants on Govmail

Galaxy Backbone (GBB), the nation’s foremost digital infrastructure and services provider, is set to train over 300 civil servants, including Email Administrators and Heads of ICT, on the adoption, management, and administration of Govmail—the secure official email platform for Nigeria’s public sector.
The training, which will be conducted in batches throughout the month of March 2025, aims to ensure maximum impact and effective knowledge transfer.
This initiative is in alignment with the Federal Government’s digitalisation agenda, which prioritizes secure, efficient, and technology-driven governance. By equipping civil servants with the necessary expertise to optimize Govmail, the government is ensuring seamless communication across Ministries, Departments, and Agencies (MDAs) while strengthening data security and operational efficiency.
Prof. Ibrahim Adeyanju, the Managing Director/CEO of Galaxy Backbone, reaffirmed the organisation’s commitment to driving Nigeria’s digital transformation through innovative and secure technology solutions.
“As the nation’s leading provider of digital infrastructure, GBB is playing a pivotal role in ensuring that government communications are secured, professional, and aligned with global best practices. This training will enhance civil servants’ ability to effectively utilize Govmail in carrying out their official responsibilities,” he stated.
The training is being conducted in collaboration with the Office of the Head of the Civil Service of the Federation (OHCSF), who has sent out a Circular to all MDAs informing them of this specialized training aimed at providing hands on experience with GOVMAIl features and ensure uniform adoption of and compliance with government approved digital communications standards. This further reinforces the government’s commitment to a digitally-driven public service.
It would be recalled that the Head of the Civil Service of the Federation recently described Govmail as a ‘game changer’ for government communication. This underscores the significance of the platform in enhancing inter-agency collaboration, data sovereignty, and information security across all MDAs.
Through this capacity-building initiative, GBB is reinforcing its role as a key enabler of Nigeria’s digital transformation journey, ensuring that public sector professionals are well-equipped to harness the full potential of digital tools in their daily operations.
E-Business
NITDA Identifies Key Barriers to Cybersecurity in Nigeria

National Information Technology Development Agency (NITDA) has identified outdated frameworks, inadequate expertise, and low awareness as major barriers to effective cybersecurity interventions in Nigeria.
Dr Ayodele Bakare, deputy director, Cybersecurity Department, NITDA, made this known on Friday during a meeting with a delegation from the United Kingdom (UK) in Abuja.
The discussion focused on building a national cybersecurity infrastructure.
Bakare highlighted that cybersecurity is a borderless issue, requiring both local and international collaboration as well as strategic interventions to address emerging threats.
He noted that while Nigeria has existing cybersecurity frameworks and policies, their effectiveness in tackling evolving threats—particularly those driven by Artificial Intelligence (AI)—remains questionable.
Some of the key frameworks he mentioned include the Cybercrime Act 2015, which was recently amended in 2024, and the Nigerian Data Protection Act 2023, both of which play a crucial role in shaping the country’s cybersecurity landscape.
“NITDA, seven years ago, released the National Public Key Infrastructure as a regulation. We also have other sectoral frameworks, such as the Risk-Based Cybersecurity Framework for financial institutions released by the Central Bank of Nigeria.
“Given the fact that we have all these frameworks, their effectiveness is still a question, and I think the first thing is for a rebase line on the basis that informs the existing frameworks.
“The majority of the frameworks were issued far before now, and there are emerging risks like AI-driven threats, and some of the frameworks that we have are not really addressing them,” he said.
Bakare also pointed out that despite ongoing public awareness efforts, cyber threats such as device code phishing remain widespread.
He shared a personal experience of nearly falling victim to such an attack, emphasising that many Nigerians are still unaware of modern cyber threats.
He called for enhanced, interactive awareness campaigns to better educate the public on cyber risks.
In addition, Bakare highlighted Nigeria’s shortage of skilled cybersecurity professionals, stating that the country has only about 8,300 cybersecurity experts for a population of 220 million. He stressed the urgent need to develop skills in the sector.
“We are looking for platforms that can provide an efficient way of training people, and we are also looking at collaborations that can help bring down the cost of cybersecurity certification courses.
“Averagely, you see Nigerians spending between 2,000 dollars to 5,000 dollars for this certification, which is very expensive, and reducing the cost will increase the number of experts,” he said.
Bakare also raised concerns about governance, risk management, and compliance among government institutions, revealing that NITDA is working on an audit regime to ensure adherence to cybersecurity frameworks.
He further noted the need for more efficient threat intelligence platforms that can gather, analyse, and share information on cybersecurity threats.
According to him, adopting cloud-based solutions could help institutions identify and mitigate external threats more effectively.
“The government is making efforts to ensure the management and effective utilisation of the National Public Key Infrastructure (PKI) to secure online transactions and communications in collaboration with stakeholders.
“For government institutions, we are working on a framework for Zero Trust, which should create an efficient platform.
“The platform will ensure that before you access any information-based system, either cloud-based or on-premise, you have to go through a Zero Trust platform.
“This is to ensure that digital trust is effectively maintained and that the incidences of data leakages are reduced,” Bakare said.
He added that NITDA is developing a National Cybersecurity Architecture that will consolidate various cybersecurity initiatives and frameworks into a single, unified strategy.
“We are working towards an architecture that will serve as the single source of truth for Nigeria’s National Cybersecurity Strategy and help streamline efforts for effective management of cyberspace,” he said.
- Telecom1 day ago
ST Team Partner Proxy Coding School to Launch Free Tech Skills Initiative
- E-Business1 day ago
GBB to Train Over 300 Civil Servants on Govmail
- Broadcasting1 day ago
NAFDAC’s Fight Against Counterfeit Drugs Reaches New Heights with Ibadan Raid
- News7 hours ago
Igniteher BootCamp: A Pathway to Women Empowerment and Economic Growth
- Telecom7 hours ago
Foreign Affairs Minister Amb. Tuggar Lauds Moniepoint as a Nigerian Fintech Success Story
- Telecom7 hours ago
MTN Nigeria Reaffirms Support for Grassroots Sports During Edo State Visit
- Telecom7 hours ago
Telegram Introduces New Features to Address Unsolicited Messages
- News7 hours ago
Konga Health Set to Revolutionize Skincare Awareness Among Students