E-Financial
Go Beyond Banking, Do Everything and More with the AccessMore app

The last time a family member of mine booked a plane ticket they had to go to the airport to do it. Imagine if you could book international flights from the comfort of your hands.
Imagine being able to send money to someone in the UK from your Nigerian account directly into their UK account or even converting dollars to naira easily on your bank app. These features and more are what Access Bank is offering through the newly launched Access More app.
Beyond just banking
AccessMore is a state-of-the-art, mobile banking application offering a wide range of financial solutions, tailored and personalized services, and excellent customer experience.
With five million downloads and counting, the Access More app is more than just a banking app, it is tailored to fit around customer lifestyle needs and is packed full of essential banking features to improve the lives of its users.
With growing internet access on the African continent and a large youth population, many individuals are seeking better financial options and a large percentage of people would like more tailored and globally useful banking products.
With Access More, Access Bank has set out to offer its customers the efficiency of modern banking from the convenience of their phones.
Some of the standout features on the app include;
- Better account management
On this app, customers get instant and direct access to their account officer. This gives customers a direct line to resolve whatever issues they may encounter. You can rate your account officer and change them if you want. Traditional banking services are also more accessible through this app. Users can perform regular banking functions and also get e-reference letters and request account statements.
Transfers
This is one feature that customers will be delighted to explore on this app. The AccessAfrica feature of the Access More app allows users to make foreign currency transactions seamlessly.
Customers can make transfers from their Access account directly to a foreign bank account in either local currency or the US dollar.
They can also convert their FX to naira on the app effortlessly, create e-naira wallets, or add existing wallets. Intra-bank and Inter-bank transfers and transactions are also faster and easier on this app.
More Payment options
AccessMore has made sending and receiving payments better by giving users multiple methods to do this
With AccessMore you can;
- Generate personal QR codes to send and receive payments.
- Send and receive money via bluetooth with nearby devices.
- Pay using Breezepay.
- Make cardless withdrawals at ATMs.
- Send split payments to multiple recipients in one transaction. (Split payment is more of sharing payment among multiple payers to one beneficiary, more like splitting payment like t-fare, or restaurant/food bill among friends)
All these payment features make it easier for business owners and individuals to perform the most essential banking transactions and it also creates better payment avenues for them.
One other very interesting feature on the app is the gift cards (e-voucher). Electronic voucher market has seen a steady growth in Nigeria, on Access more, you can get a gift card for Amazon, Apple, Primark, Airbnb, Express, Tripgift and many more
Bill payment
With this app, paying bills is better, more convenient, and more reliable. You can buy data and airtime both locally and internationally on this app. One notable feature of paying bills on this app is the tuition payment feature.
Currently, students in Nigeria can pay school fees on the app and students of Cranfield University in the UK also have access to this feature.
Users can pay all types of utility bills directly from this app which also includes religious bills, like tithe and other payments to religious bodies. It also includes transport tolls and customs duties, making it easier to conduct both public and private business efficiently.
Loans
Users with active loans or who have requested a loan can view their loan status on the app. Access Bank offers salary advance loans, and also personal and business loan options with competitive interest rates and quick processing times.
Cards
All types of cards are accessible through this app. You can request for a credit, debit, or virtual card. (You can also activate or block your card on the app) Users can also manage their cheques on this app including requesting for, stopping, or confirming a cheque.
Additional features on this app include being able to make payment for leisure activities like event tickets and betting. You can plan your life better with access to quick and easy insurance, pension payments, group contributions on e-susu, and more.
Customers can also comfortably make fixed investments on their accounts through this app. (You can buy and sell shares on the app and also manage your stock potifolio) Overall, the banking features on this app make an improved financial lifestyle more accessible to Access Bank customers.
Access Bank is known for its diverse financial options tailored to meet the varied needs of its customers. This AccessMore app is its way of continuing to leave up to this goal. Access More packs a multitude of essential features into a user-friendly and highly secure mobile app. All these features provide more financial accessibility and security to Nigerians.
The Access More app is available for download on the Android PlayStore and iOS Store. For more information on Access Bank and its Access More products, contact the bank here.
E-Financial
FundQuest Empowers Women Entrepreneurs, Fueling Economic Growth

FundQuest Financial Services Limited marked this year’s International Women’s Month with a renewed commitment to economic empowerment, hosting the inaugural FundHER by FundQuest Conference.
This initiative brought together over 100 women-led Small and Medium Enterprises (SMEs), providing them with actionable business insights, high-value networking, and, most importantly, access to funding.
Delivering the first keynote address, Dr. Jennifer Seidu, Principal Consultant, JV Management Consulting Limited, underscored the critical hurdles female entrepreneurs face: constrained access to funding, market expansion limitations, regulatory roadblocks, and operational inefficiencies.
She lauded FundQuest’s decisive intervention through FundHER, recognising the initiative as a timely and much-needed response to the financial inequities that women-led businesses encounter.
Joan Ediagbonya, Group Head, Brand Communication and Customer Experience at FundQuest, also reinforced these concerns with data, pointing out that while women own 45 per cent of SMEs in Nigeria, only 10 per cent have access to formal funding. Quoting Michelle Obama, she emphasised, “No country can ever truly flourish if it stifles the potential of its women and deprives itself of the contributions of half of its citizens.”
Similarly, Ms. Olubukola Olaigbe, CEO of Veedic Nigeria Limited, shared how accessing financing from FundQuest facilitated her logistics firm’s expansion, proving that with the right financial support, women entrepreneurs can achieve remarkable business growth.
Speaking on the future of FundHER, Mr. Abiodun Akinjayeju, Managing Director and CEO of FundQuest, made it clear that this initiative is here to stay. In his words; “If you educate a woman, you educate a nation; if you fund a woman’s business, you are funding the economy.”
E-Financial
Nigeria Gets Fresh $500m World Bank Loan for Economic Stimulus Programme

The World Bank has approved a $500 million loan to Nigeria to support the country’s Community Action for Resilience and Economic Stimulus Programme.
According to information obtained from the bank’s website on Sunday, the approval, which took place on March 28, 2025, marks a significant step in addressing Nigeria’s economic challenges through expanded access to livelihood support, food security services, and grants for poor and vulnerable households and firms.
The project, officially titled the NIGERIA: Community Action (for) Resilience and Economic Stimulus Program, aims to provide essential support to households affected by economic downturns and to bolster community resilience.
It also seeks to improve food security and create economic opportunities for populations most affected by recent economic disruptions.
According to the World Bank, the program represents a significant step toward addressing systemic vulnerabilities in Nigeria’s economy.
By channeling resources directly to underserved communities, the project should alleviate the burden of rising living costs while fostering sustainable growth.
The $500 million loan is not the only financial commitment Nigeria anticipates this week as two additional funding packages are in the pipeline, awaiting final approval.
One of the loans is valued at $80 million and will focus on accelerating nutrition outcomes across the country.
The second, worth approximately $552 million, is designed to enhance access to quality basic education nationwide as both projects are scheduled for final clearance on March 31, 2025.
These loans are part of the World Bank’s broader strategy to support Nigeria’s development priorities, most especially in areas such as healthcare, education, and poverty alleviation, while the institution emphasized the importance of implementing these programs efficiently to ensure maximum impact.
While the loans aim to address urgent socio-economic needs, Nigeria’s rising debt profile has raised concerns among stakeholders. Under the President Bola Tinubu’s leadership, the country has received approvals for 11 World Bank projects totaling 7.45 billion in less than two years. However, data from the Debt Management Office (DMO) reveal that only 774.99 million (about 16% of the approved amount) had been disbursed as of July 31, 2024.
This slow pace of disbursement has sparked debates about the efficiency of project execution and fund utilization
E-Financial
Uninsured Depositors of Heritage Bank to Receive Liquidation Dividends In April – NDIC

Depositors of Heritage Bank (in-liquidation) with balances exceeding the insured sum of ₦5 million will be paid from the sale of physical assets and debt recovery efforts soon, the Nigeria Deposit Insurance Corporation (NDIC) announced on Sunday.
With substantial progress recorded in asset realization, the first tranche of liquidation dividends will be paid to uninsured depositors in April 2025 on a pro-rata basis, in line with Section 72 of the NDIC Act 2023, which prioritizes claims.
The clarification follows concerns raised by depositors regarding the status of their uninsured funds.
A statement issued by Hawwau Gambo, acting head of Communication & Public Affairs, NDIC, reiterated the Corporation’s commitment to ensuring timely payments.
Following the revocation of Heritage Bank’s banking license by the Central Bank of Nigeria (CBN) on June 3, 2024, the NDIC was appointed as the liquidator in accordance with Section 12(2) of the Banks and Other Financial Institutions Act (BOFIA) 2020 and Section 55(1 & 2) of the NDIC Act 2023.
In line with its statutory mandate, the Corporation immediately commenced the bank’s liquidation process, including the verification and payment of insured deposits.
Providing an update on the ₦5 million maximum payout per depositor, the NDIC noted significant progress while acknowledging some challenges affecting certain depositors, including issues related to Bank Verification Numbers (BVN), Post No Debit (PND) restrictions, and Know Your Customer (KYC) limitations.
“Significant progress has been made in reimbursing insured deposits up to the ₦5 million limit per depositor.
“However, depositors yet to receive payments are largely those without Bank Verification Numbers (BVN) or alternate accounts in other banks, which are required to process payments through the Nigeria Inter-Bank Settlement System (NIBSS). Others have Post No Debit (PND) restrictions on their accounts.
“Additionally, some accounts have KYC limitations, such as Tier 1 accounts that restrict maximum lodgment of funds, while others have name mismatches requiring resolution.
“Some depositors who have already been paid may also be unaware due to a lack of mobile transaction alerts on their alternate accounts where the NDIC deposited their insured funds.
“Therefore, depositors are advised to check their alternate bank accounts, as some payments may have been processed without their immediate awareness,” the statement read.
Regarding payments to uninsured depositors, the Corporation explained:
“While depositors with balances above ₦5 million have received their insured sums, the remaining amounts will be paid as liquidation dividends, in accordance with the Corporation’s statutory mandate.
“The NDIC has made substantial progress in selling the bank’s physical assets and recovering debts to ensure that depositors with balances above the insured limit receive their payments as soon as possible.
As a demonstration of this commitment, the Corporation began realizing physical assets and investments while aggressively recovering outstanding risk assets, alongside verifying and paying insured sums.
“To ensure transparency and compliance with legal requirements, the NDIC has widely advertised the asset disposal process on its official website, social media platforms, major national newspapers, and through radio and television announcements.”
The NDIC emphasized that its simultaneous approach of paying insured depositors while aggressively pursuing asset sales and debt recovery is designed to accelerate the liquidation process and ensure that all depositors receive their funds without unnecessary delays.
“With the significant progress recorded in asset realization, the Corporation will declare the first tranche of liquidation dividends in April 2025, to be paid to uninsured depositors on a pro-rata basis, in line with Section 72 of the NDIC Act 2023, which governs the priority of claims.”
For clarity, the referenced section states:
“Where an insured institution is unable to meet its obligations or suspends payment, or where its management and control have been taken over by the Central Bank of Nigeria following the revocation of its license, the assets of the insured institution shall be available to meet its deposit liabilities. Such deposit liabilities shall have priority over all other liabilities of the insured institution.”
Consequently, other claimants of the failed Heritage Bank, including creditors and shareholders, will only be considered for liquidation dividend payments after all depositors have been fully reimbursed, the NDIC added.
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