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Universal Insurance, Mizala Launch First Digital Insurance Services in Nigeria

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Mizala in partnership with Universal insurance Plc has launched its bespoke and convenient digital insurance services to Nigerians by activating its primary product, Flexi Auto Insurance.

Flexi Auto Insurance, through Mizala, is said to be a first of its kind auto insurance package that allows customers to buy weekly, monthly and annually on a pay-as-you-go arrangement for their auto insurance.

This is because Mizala is set to revolutionise the auto insurance space, as it liberalises and enhances the experience of comprehensive insurance coverage for vehicle owners in Nigeria, through a convenient payment system.

According to its Co-Founder and CEO, Marcel Okorie, Flexi Auto Insurance through Mizala has been designed to spread the reach of auto insurance services to everyone while midwifing the culture of accessing affordable auto insurance cover in the country.

He said, “We’re driven by a sheer desire to have everyone protect what they love.”

And as part of its launch plan, Mizala noted that it is open to partner agents who will spread the message of affordable car insurance in Nigeria through the Flexi Auto Insurance product.

All intending agents are expected to simply download the Mizala app on Google Playstore or Apple Store, sign up, get vehicle owners to buy insurance, and make cool commissions on every sale.

 


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NELFUND Links Loan Portal to Schools for Easy Verification

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Nigerian Education Loan Fund (NELFUND) said it has commenced moves to ensure that its website was linked to the portals of institutions to enable ease of verification.

NELFUND Links Loan Portal to Schools for Easy Verification

Mustapha Iyal, executive director, Operations of NELFUND, made this known during a sensitisation programme at the University of Ilorin for higher institutions in Kwara state recently.

Sharing more insight on the update, Iyal said: “We observed that one of the problems we are having is the problem of verification. So what NELFUND is trying to do is that we want to engage the institutions directly by linking the NELFUND activities on the institutional portals so by doing that when a student is trying to do registration in school, they can select whether they want to pay via NELFUND, cash or other means.

“So if the student opts to pay with NELFUND, they will fill in the application with their details which are already on the institutional portals so they don’t have to go to the NELFUND portal. That is the kind of portal we are looking at. We want to create a synergy.”

Speaking further on complaints raised by students of beneficiary institutions in Kwara state, the NELFUND official said the organisation has commenced work on issues raised.

He said: “On the issues raised by the students, we are working on ways to make the whole process seamless. We have already started working on the issues. We work 24 hours and we are always there for the student.”

Also speaking, Umar Farouk, a representative of the National Association of Nigerian Students on the NELFUND board, lauded the move by the administration of President Bola Tinubu to establish the student loan initiative.

According to Farouk, the move will further encourage indigent students to have access to higher education.

He stated: “One of the campaign promises of the President is the student loan and I am happy to say that the student loan fund is here to stay. Nigerians can now understand that children of nobodies can now access higher education easily. With access to student loan, everyone now has the ease to go to school.”

The implementation of the student loan scheme is President Bola Tinubu’s flagship project in the education sector.

 


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Insurance Operators Tasked on Digital Transformation Business Model

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Operators in the insurance sector have been advised to have a rethink on their traditional approaches to business and embrace change with agility and the wave of digital transformation in modern business. Doing so, he stated, will enable them remain relevant and competitive in the business world.

The Chairman, Nigeria Insurers Association (NIA), Mr Kunle Ahmed, gave the advice at the 2025 Insurance Chief Executives’ retreat organised by the insurers in Lagos.

Speaking on the relevance of the theme of the year’s retreat, “Digital Disruption and Social Innovation: Reshaping Our Traditional Models,” Ahmed said, “As we discuss digital disruption, I urge you to consider the following questions: how can we leverage technology to better understand and serve our customers, how  can we harness the power of data to drive decision-making and innovation, most importantly, how can we create a seamless and integrated digital experience that not only meets but exceeds customer expectations?”

He said equally important was the role of social innovation in reshaping the insurance industry, adding that as insurers, operators have responsibility to address the evolving needs of their diverse communities and ensure that their services were inclusive, accessible, and beneficial to all.

“Social innovation challenges us to think beyond profit margins and focus on creating positive social impact. Inclusive insurance, for instance, aims to provide financial protection to underserved and vulnerable populations. By developing products that cater to the unique needs of these communities, we can foster financial inclusion and resilience. Similarly, sustainable insurance practices can help mitigate the impacts of climate change and promote environmental stewardship,” he said.

He urged the insurers that as they explore the concept of social innovation, they should reflect on how to design insurance products that were not only profitable but also socially impactful.

He further said they should think about how to engage with stakeholders to drive collective action towards sustainability as well as how to measure and communicate the social and environmental benefits of their initiatives.

Ahmed told the insurers that the journey of digital disruption and social innovation was not one that they could embark on alone, adding that it required collaboration, partnership, and a shared vision for the future.

He said as industry leaders, they must work together to foster a culture of innovation, openness, and continuous learning.

 


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US Launches ‘Self-Deportation’ App to Streamline Voluntary Exits

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The U.S. Department of Homeland Security (DHS) has introduced CBP Home, a mobile application designed to facilitate the voluntary departure of undocumented immigrants.

US Launches ‘Self-Deportation’ App to Streamline Voluntary Exits

The initiative, part of the Trump administration’s broader immigration strategy, aims to encourage self-deportation while conserving enforcement resources.

The app, an evolution of the CBP One platform previously used for asylum applications, allows users to declare their intent to leave the U.S. voluntarily.

By opting for self-deportation, individuals may avoid the legal consequences of forced removal, potentially preserving their eligibility for future legal entry.

Users must submit personal information, including a photograph, biographical details, and proof of financial means to leave.

DHS officials state that this digital tool will streamline departures, reducing the burden on U.S. immigration enforcement agencies.

Kristi Noem, homeland security secretary described the app as an opportunity for individuals to exit on their own terms, saying, “The CBP Home app gives aliens the option to leave now and self-deport, so they may still have the opportunity to return legally in the future and live the American dream.”

To promote the initiative, the U.S. government has launched a $200 million domestic and international advertising campaign urging undocumented migrants to “Stay Out and Leave Now.” The campaign aligns with the administration’s goal of restoring integrity to the immigration system and prioritising enforcement against individuals deemed security threats.

While the administration presents CBP Home as a humane alternative to detention and forced deportation, immigration experts remain cautious about its potential impact.

Colleen Putzel-Kavanaugh of the Migration Policy Institute stated that the program’s success depends on public awareness and individuals’ willingness to participate.

The app is now available for free on mobile application stores, with automatic updates provided to existing CBP One users.

As the U.S. government continues to refine its immigration policies, the CBP Home app marks a significant shift toward technology-driven enforcement measures.

 


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