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NIBSS, NIMC to Tackle e-Payment Fraud

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Dr. Chris Onyemenam, Director-General of the National Identity Management Commission (NIMC)
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The Nigerian Inter-Bank Settlement System (NIBSS) has stated its preparedness to tackle electronic payment fraud as it is necessary to improve electronic payment transactions and engender growth in the economy.

Ade Osinubi, managing director, NIBSS who stated this when the management of the Nigerian Computer Society (NCS) his company, said efforts were being made among the stakeholders in the financial chains to rid the country of fraud in the electronic payment system and allied areas.

He said partnerships are evolving to reduce the hiccups in the electronic modes of payments, and further reduce the cost of managing cash in the economy.

Osinubi explained that electronic frauds hinder the growth of the financial sector and the economy, stressing that the only way to check the malaise is to fight it headlong.

He said there was need to take security serious in the information and technology (IT)-driven society, adding that customers and financial institutions must be alert to reduce the fraud.

Demola Aladekomo, NCS president said NIBBS has helped to implement the cheque truncation policy, among other measures put in place to enhance the quality of e-payment transactions, adding that more needed to be done to make e-payment transactions free of fraud.

Chris Onyemenan, CEO, National Identity Management Commission (NIMC) said the agency would help in reducing fraudulent practices in the financial industry.

He said NIMC would develop a central national database, multi-factor authentication system and enrolment and card issuing services to identify all Nigerians and plug the loopholes through which fraud could perpetrated.

Others, he said, are development of identification and verification processes in Nigeria to foster the growth of the country.

He said the implementation of the unique identification number (UIM) project of the NIMC in particular was crucial to the success of the electronic payment system initiated by the Central Bank of Nigeria (CBN).


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SERAP Files Lawsuit Against NBC Over Ban on Eedris Abdulkareem’s Protest Song Tell Your Papa

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Socio-Economic Rights and Accountability Project (SERAP) has filed a lawsuit against the National Broadcasting Commission (NBC) over its ban on Eedris Abdulkareem’s song Tell Your Papa, which allegedly criticizes President Bola Tinubu’s economic policies.

The NBC prohibited the song from being aired on radio and television, citing its “objectionable nature” and violation of “public decency standards.” SERAP, however, argues that the ban is arbitrary, illegal, and unconstitutional.

In the suit numbered FHC/L/CS/797/2025 filed at the Federal High Court in Lagos, SERAP is seeking an order to nullify the ban, describing it as inconsistent with the rights to freedom of expression, access to information, and media freedom. The group is also requesting a perpetual injunction to prevent NBC or any other authority from barring the song from being aired on broadcast platforms across Nigeria.

According to SERAP, the NBC’s April 9 directive to all broadcast stations banning the song is unlawful and incompatible with constitutional and international human rights standards. The organization states that censorship under the guise of “protecting public decency” cannot justify suppressing dissent or political commentary.

SERAP emphasizes that freedom of expression includes not only agreeable ideas but also those that challenge, shock, or disturb. It argues the ban has a chilling effect on artistic freedom and public discourse, noting that the NBC has not demonstrated any specific harm that the song might cause to legitimate state interests.

The group also challenges Section 3.1.8 of the Nigeria Broadcasting Code, describing it as overbroad and excessively intrusive. It argues that vague standards like “objectionable content” and “public decency” should not serve as pretexts for suppressing music critical of government policies.

Filed on behalf of SERAP by lawyers Kolawole Oluwadare, Oluwakemi Agunbiade, and Valentina Adegoke, the suit insists that all individuals have the right to freedom of expression and artistic creativity. The ban, they argue, fails to meet legal standards of necessity and proportionality.

Art, SERAP notes, plays a vital role in democratic societies by fostering dialogue, counter-narratives, and reflection on societal issues. Suppressing such expression stifles debate and undermines democracy.

The organization maintains that NBC’s action violates Section 39 of the 1999 Constitution, Article 9 of the African Charter on Human and Peoples’ Rights, and Article 19 of the International Covenant on Civil and Political Rights (ICCPR), to which Nigeria is a signatory.

Article 19 of the ICCPR protects the right to freedom of expression, including the freedom to seek, receive, and impart information and ideas in any form, including art. SERAP warns that unjustified censorship not only harms artists but also weakens public engagement, artistic livelihoods, and democratic culture.


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Airtel Smartcash Set to Power Stress-Free Easter with Seamless Cashflow

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As Nigerians prepare to celebrate Easter with loved ones across the country, leading mobile money operator Smartcash Payment Service Bank (PSB) has announced an easier system by which customers may upgrade their wallets from Tier 1 to Tier 3 for a smooth, cashless, and stress-free holiday experience.

Offering improved security, access, and reliability, the Smartcash app now enables instant verification with customers’ NIN or BVN, secure facial recognition with a selfie, and simplified address confirmation.

Upgrading from Tier 1 wallet provides higher transaction limits and access to more features and benefits as well as security.

According to the Chief Executive Officer of Smartcash PSB, Tunde Kuponiyi, Smartcash is concerned with ensuring a stress-free experience for customers.

“As the Easter season approaches, we recognize the financial pressure and logistical challenges that often come with holiday spending and mobility. That’s why we’re committed to ensuring that our users can carry out essential transactions from bank transfers to merchant payments quickly, safely, and conveniently.

“Our goal is to eliminate the stress of cash handling, long queues, and bank branch visits, so that Nigerians can truly focus on the spirit of the season connection, community, and celebration,” he said.

Smartcash PSB is providing a reliable, cashless alternative that meets the financial needs of users wherever they are. Whether it’s sending money to loved ones, paying at local markets and stores, or topping up airtime and data, Smartcash users can look forward to uninterrupted and efficient services throughout the holiday season.

Airtel Smartcash PSB, which launched as part of Airtel’s commitment to deepen financial inclusion, has rapidly expanded its network of agents and digital wallet users, bridging access between underserved communities and the financial system.

With services available through mobile phones and human agents across Nigeria, Smartcash offers a simple and accessible entry point into the digital economy particularly for small-scale traders, artisans, rural dwellers, and other players in the informal sector.


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OOUTH Commends IHS Nigeria, UNICEF for Life-Saving Oxygen Plant Donation

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IHS Nigeria, part of the IHS Holding Limited (NYSE: IHS) (“IHS Towers”) group, one of the largest independent owners, operators, and developers of shared communications infrastructure in the world by tower count, recently visited the Olabisi Onabanjo University Teaching Hospital (OOUTH), Sagamu, to evaluate the operational status and impact of the oxygen plant donated by IHS Nigeria in collaboration with United Nations Children’s Fund (UNICEF) and the Canadian Government in 2023 as part of a collaborative health infrastructure intervention initiative.

The oxygen plant which was donated as part of IHS Nigeria’s commitment to improving Nigeria’s healthcare system through sustainable, impactful initiatives is designed to serve not only the teaching hospital, but also other health facilities in the region.

The oxygen plant is equipped with 50 units of 6-cubic-meter cylinders and 150 units of 3 cubic meter cylinders that currently supplies critical departments across the teaching hospital including Anesthesia, the ICU, Pediatrics, Accident and Emergency, Labour, and Surgery departments. The hospital management acknowledged the difference the plant has made in ensuring prompt availability of oxygen even for patients who are unable to pay and in improving the medical outcomes for many patients who need oxygen as part of their management.

Accompanying the team on the visit was the Honorable Commissioner for Environment in Ogun State, Ola Oresanya, who was invited to witness the outcome of the partnership and its alignment with the state’s public health and environmental objectives.

He lauded the initiative for its timeliness and noted that the impact of the donation could not be easily quantified in terms of its relevance to healthcare delivery and its sustainable energy and environmental management which supports the state government’s vision for a healthier and more resilient Ogun State.

Titilope Oguntuga, Director, Sustainability, IHS Nigeria, commented “As a responsible organization, we find ways to impact communities in the markets we serve. In demonstrating our commitment, we also ensure that our investments are running smoothly, which is why we visited OOUTH. This is the first institution we donated an oxygen plant to and is also the first we are visiting to assess its impact and operational status.

“We are humbled by the acknowledgment and testimonies from the OOUTH management. This increases our resolve to continue to create meaningful and sustainable impact through infrastructure that saves lives and strengthens communities.”

Celine Lafoucriere, Chief of Field Office, UNICEF, commented “We cannot overemphasise the power of partnerships in achieving health equity. This is what building resilience in health systems entails: combining expertise, funding, and a shared goal.”

Dr. Oluseun Adeko, Chairman, Medical Advisory Committee (representing the Chief Medical Director of OOUTH), commented “This oxygen plant has not only enhanced our ability to manage emergencies and respiratory cases, but it has also saved lives beyond our hospital, as it serves as a source of oxygen for other hospitals. We deeply appreciate IHS Nigeria and UNICEF for their foresight and generosity.”

 


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